PuroFreak:Then you obviously know nothing about government regulation of banks in the U.S. in the last 20 years. Banks HAVE been forced to give loans to people that couldn't afford them in the first place by the government. The links to laws have been posted time and time again. If you choose to ignore them that is your right, but it doesn't mean that it isn't true. The reason I have a problem with the government investing instead of private investors is because THE GOVERNMENT HAS NO MONEY. What they took from us they already spent. Now they are spending my grand children's money. The reason they have no money is because they pissed it all away and we, the American People, can't do anything about it.