The most important lesson I've learned in my years of being a self-employed cabinetmaker is that you can sheer sheep over and over, but you can only skin him once. Insurance companies make a very low profit margin, a lot less than me. It behooves them, IMO, to do whatever they have to do to keep a profit. They have a responsibility to their stockholders, employees, and the like. Most companies sheer, rather than skin as it's better for business that way.

---

Ken Light:

Now what we have is a president who is a limp d!ck worthless piece of slow-acting, overly-analytical nonsense wrapped in a fast-melting candy-coating made of hope... Get him the hell out of there.